


Further information is available in our FICO Data Privacy Policy. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Many factors affect your FICO Scores and the interest rates you may receive. Equifax Credit Report is a trademark of Equifax, Inc. Learn moreįICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Your lender or insurer may use a different FICO ® Score than the versions you receive from myFICO, or another type of credit score altogether. All rights reserved.Īll FICO ® Score products made available on include a FICO ® Score 8, and may include additional FICO ® Score versions. I will have a better chance then.Ĭopyright ©2001- Fair Isaac Corporation. I'll wait until my BB&T CC turns six months old to ask for a CLI. Although, even if I had asked for a CLI after 91 days, I don't believe I would have been given one. I went back and looked, and I was approved on April 16. Then it hit me, after reading more on here, that I needed to be at 90 or 91 days also.

I didn't get declined, but I got the dreaded "under review" message or "pending review," or something similar. Yep, I ignored common sense and asked for a CLI. But my third statement hit, and it's like they have that CLI button right there enticing you when you click onto your account. I was never going to try for a CLI in three months, because they would see the BB&T CC I got the following month. I was borderline to begin with, with a low $500 SL. I also received my cashRewards CC in April.
